OCI Card.
Done Right.
Professional OCI Card assistance for Bay Area NRIs — fresh applications, reissue, PIO to OCI conversion, lost card replacement, and passport updates. 100% remote, by appointment only.
Fresh OCI · Reissue · PIO to OCI · Lost Card · Passport Update
Fees subject to change — always verify at vfsglobal.com before payment.
OCI Card Services
Which OCI Service Do You Need?
Select the situation that matches yours. Not sure? WhatsApp us — we confirm your service type free of charge before anything else.
If you are between 21 and 50 years old and renewed your passport, you only need to upload your new passport online — no physical reissue required. Outside this age range, a physical reissue must be submitted to VFS. WhatsApp us and we will confirm your exact requirement.
- First-time OCI for Indian-origin foreign citizens
- Renounced Indian citizenship for US/CA citizenship
- Spouse of Indian citizen or OCI cardholder eligible
- Lifelong, multi-entry visa to India once issued
Total reference fee: $297
- Got a new passport — need OCI reissued
- Age under 21 or over 50: physical reissue required
- Age 21–50: online upload only (no VFS needed)
- Late penalty of $25 if passport renewed 3+ months ago
Total reference fee: $47 (+ $25 if late)
- PIO cards discontinued — convert to OCI now
- Full OCI benefits upon conversion
- Old PIO card must be surrendered
- Submit via VFS Global — Bay Area SF consulate
Total reference fee: $122
- Lost OCI card — police report (FIR) required
- Damaged card — original must be submitted
- Higher government fee applies
- VFS submission via SF consulate jurisdiction
Total reference fee: $122
- Between 21 and 50 years old with a new passport
- No physical VFS submission required
- Upload new passport online at OCI portal only
- Government fee: Free — no payment required
No VFS visit · No physical submission
- WhatsApp us your situation in one message
- We confirm which OCI service you need
- Personalized document checklist sent
- No charge for initial consultation
Response within hours
How It Works
Our 4-Step OCI Process
From your first WhatsApp message to your OCI card at your door — entirely remote, entirely guided.
Ready to Start Your OCI?
WhatsApp us your situation — we respond within hours and tell you exactly what you need.
💬 WhatsApp Us Now →Documents Required
What You Need to Apply
Standard documents for most Bay Area OCI applications. Requirements vary by service type — we send a personalized checklist for your exact case.
Why Applications Get Returned
8 Mistakes That Delay Your OCI
A returned VFS application means months of extra delay and resubmission fees. Our pre-submission review catches every one of these before you mail.
Common Issues — Based on Official VFS OCI Checklist Requirements
We review your complete package before you mail — every field, photo, attestation, and shipping label verified.
Fees — US Applicants 2026
OCI Card Fee Structure
Fees are set by the Government of India and VFS Global and change without notice. The table below is for reference only. Always verify current amounts before payment.
| Service Type | Govt Fee | ICWF | VFS | Total |
|---|---|---|---|---|
| Fresh OCI Card Application | $275 | $3 | $19 | $297 |
| OCI Reissue (Misc / New Passport) | $25 | $3 | $19 | $47 |
| Late Reissue Penalty (3+ months after passport renewal) | $25 | — | — | +$25 |
| Lost or Damaged OCI Card | $100 | $3 | $19 | $122 |
| PIO Card to OCI Conversion | $100 | $3 | $19 | $122 |
| Passport Update — Age 21 to 50 (online only) | FREE | — | — | FREE |
| Card payment surcharge | — | — | — | +3.75% |
Government fees, VFS service charges, ICWF fees, courier charges, and optional services may change without notice. Fees above are for reference only based on information available as of May 2026. Always verify the exact current fee at VFS Global ↗ and Consulate General of India, SF ↗ before submitting payment.
- Age 21–50 passport update — free and online only, no VFS submission required
- Late penalty — $25 additional if reissue submitted more than 3 months after passport renewal
- UPS only — OCI applications to VFS must be shipped via UPS; FedEx not accepted
- Card payments — attract a 3.75% surcharge at VFS; cashier's check avoids this
- Courier return fees — charged separately during VFS online checkout
FAQ
OCI Questions We Answer Every Day
Real answers about OCI Card applications in the USA. Still have a question? WhatsApp us — we respond within hours.
OCI (Overseas Citizen of India) is a lifelong, multi-entry visa and travel document for Indian-origin individuals who have taken foreign citizenship — such as US or Canadian citizenship. It allows unlimited visits to India with no registration requirement and exempts holders from certain foreigner restrictions. It is not Indian citizenship — it is a special status.
It depends on your age. If you are between 21 and 50 years old, you only need to upload your new passport photo and details online at the OCI portal — no physical VFS submission required, no fee. If you are under 21 or over 50, a physical reissue through VFS is required. Minors must reissue each time a new passport is issued.
Yes. If your passport was renewed more than 3 months ago and you have not yet completed the OCI reissue, a $25 late penalty applies in addition to the standard reissue fee of $47. Total with penalty: $72. WhatsApp us to confirm your exact situation.
Yes. PIO (Person of Indian Origin) cards have been discontinued by the Government of India. PIO cardholders can — and should — convert to OCI. The conversion fee is $100 plus VFS charges (total ~$122). Your original PIO card must be enclosed and will be surrendered as part of the conversion.
File a police report (FIR) at your local police station first. Then apply for a replacement OCI through the OCI portal and VFS. The replacement fee is $100 plus VFS service charges. WhatsApp us your situation and we will walk you through every step.
No. OCI applications to VFS must be shipped via UPS only. FedEx packages are not accepted at VFS for OCI submissions and will be returned. This is one of the most common and costly mistakes — use UPS only.
Bay Area applicants go through the San Francisco consulate jurisdiction. Standard OCI processing typically takes 8–12 weeks from VFS receipt of a complete package. Timeline varies based on consulate workload and case complexity.
Yes — entirely. We guide you through the OCI online portal and VFS submission via WhatsApp, review your documents digitally, and you ship your package directly to VFS via UPS from home. No office visit required. We serve Fremont, San Jose, Dublin, Tracy, Stockton, and the entire Bay Area.
Reviews
What Bay Area Families Say
Ranked #1 for Mountain House visa services on Google. Serving the Bay Area Indian community since 2019.
Need OCI Card Help?
We're on WhatsApp.
Free consultation. Tell us your situation — fresh OCI, reissue, PIO conversion, or lost card. We respond within hours.
✉ info@bharatvisa.us · 📍 Mountain House, CA 95391 · 🗓 By Appointment Only
Bharat Visa Services is a private consulting firm — not a government agency. Fees verified May 2026 · subject to change without notice.